Enaya Loader

Who We Are

About

Enaya

Enaya is Dubai's government's unified health coverage programme established to provide eligible residents with access to essential, high-quality healthcare services. The programme ensures clarity of benefits, regulated access to care, and efficient administration in line with Dubai Health Authority policies, supporting a consistent and high-quality healthcare experience.

The program aims to:
  • Provide access to high-quality medical services through both public and private healthcare providers
  • Offer a modern, integrated insurance experience for government employees, citizens and their families.
  • Members have access to 3000+ participating private providers and Dubai Health Authority facilities
  • Members are able to access Digital tools and support to search network providers, view insurance benefits, submit and track medical claims and chat with Doctors via Telehealth.

Beyond standard insurance, Enaya supports special initiatives – such as Wayakom, specifically supporting Emirati senior citizens (60+) with chronic disease control, home services, nursing care and additional medical support under the Enaya program. These services aim to improve quality of life for the elderly, aligned with Dubai's broader social health goals.

Saada Programme

Saada is a Dubai Government healthcare programme dedicated to providing Dubai citizens with access to comprehensive and high-quality medical services. The programme reflects the Government's commitment to safeguarding the health and wellbeing of citizens through an integrated and sustainable healthcare coverage framework.

The Saada programme operates through a structured benefits model that enables eligible members to access healthcare services across an approved network of providers, in accordance with defined coverage policies and clinical guidelines. Clear enrolment processes, eligibility criteria, and regulated procedures for medical approvals and claims ensure transparency, efficiency, and consistency in service delivery.

Through Saada, beneficiaries benefit from improved access to essential healthcare services, clarity on entitlements, and financial protection when seeking medical care. The programme supports continuity of care, promotes preventive health, and upholds the highest standards of governance, contributing to a reliable and patient-centred healthcare experience for Dubai citizens.

Digital accessibility and usability through digital platforms enable individuals to view benefits, access services, and keep informed about the Saada Program. The program's user-friendly design guarantees smooth service access while upholding data security and privacy.

Almadallah

Role of Almadallah Healthcare Management

Almadallah Healthcare Management is the appointed Third-Party Administrator (TPA) for the Enaya programme, responsible for the day-to-day administration and management of healthcare benefits. Acting on behalf of the programme, Almadallah oversees member services, provider network management, claims processing, and medical approvals in accordance with approved policies and regulations. Through its operational expertise and established healthcare network, Almadallah ensures the efficient delivery of benefits and supports a seamless healthcare journey for Enaya beneficiaries.

Benefit Highlights

Our benefits define our identity and govern our operations

In-patient Hospital Care
01.

In-patient Hospital Care

01.

In-patient Hospital Care

  • Hospital admissions (acute treatment, surgery, recovery) at authorized hospitals.
  • Surgical procedures and related care
  • Room, board and nursing services as medically needed.
Out-patient Care
02.

Out-patient Care

02.

Out-patient Care

  • Consultations and follow-ups with general practitioners and specialists
  • Lab tests, X-rays, scans and other diagnostic procedures
Emergency Services
03.

Emergency Services

03.

Emergency Services

  • Emergency medical treatment across UAE
  • Ambulance services for urgent care
Maternity & Newborn Care
04.

Maternity & Newborn Care

04.

Maternity & Newborn Care

  • Complete maternity care – prenatal, delivery and postnatal services without waiting period.
  • Newborn care immediately after birth (often with conditions on adding baby to plan)
Chronic & Pre-existing Conditions
05.

Chronic & Pre-existing Conditions

05.

Chronic & Pre-existing Conditions

  • Coverage for chronic diseases such as diabetes, heart disease and other long term conditions
  • Pre-existing conditions are covered.
Preventive Health Services
06.

Preventive Health Services

06.

Preventive Health Services

  • Preventive care to support early diagnosis and better long-term care
  • Vaccinations & Immunizations
Case Management & Second opinions
07.

Case Management & Second opinions

07.

Case Management & Second opinions

  • Support and coordination for complex, high-cost, or long-term conditions.
  • Option to seek second medical opinions within the network subject to policy terms and conditions.
Download

Download the
Almadallah App

Streamline your insurance management

Download App:
Almadallah App Preview

Send Us Enquiry

Fill out a quick form to schedule an appointment.

    Enquiry